Here are the banks in Texas that we believe still do not use ChexSystems for checking account approval. If you are aware that one of the banks below requires ChexSystems or you know of a bank in this state that does not use ChexSystems and it not listed below, please contact us with this information and we will update the list.


Abrams Centre National Bank

Armed Forces Bank

Bank of Houston

Bank United

BOK Financial

Chase Bank of Texas

Colonial Bank

Compass Bank

First Convenience Bank

First National Bank of Texas

Fort Sill National Bank

Frost Bank


National American Bank

Southwest Bank of Texas

SouthTrust Bank


Union Planters Bank

USAA Federal Savings

Woodcreek Bank

Credit Unions:

Austin Telco Federal Credit Union

Dallas Teachers Credit Union

Dupont Beaumont Federal Credit Union

Navy Federal Credit Union

San Antonio Teachers Credit Union

If none of the banks listed above are located near you, you should consider an internet option for a checking account. Click this link to go to our list of Internet options for checking accounts – Internet options.