Here is a free list of all the banks in the US that don’t check with ChexSystems before the bank will approve you for a checking account. The number of brick and mortar banks that do not use ChexSystems becomes smaller with each passing month. In fact, most of the companies charging you for their list of non-ChexSystems banks still list banks that have merged into other ChexSystems banks.

This list is every bank in the US that as of the last time we checked is still a non-ChexSystems bank. If you aware of any updates to this list please contact us and we will update it. Some states do not have any non-ChexSsytems banks and you will need to try out list of internet options.

Click on any state listed below for the banks in that state that don’t, to the best of our knowledge, use ChexSystems:

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming